How Does Baccarat Work?

Baccarat is a live casino game, which, although it may seem complex at first, is pretty easy once you play it. Unlike the pronunciation of the name, which is pronounced BA-KUH-RAA, in case you were wondering, the game is very simple. Every game contains several rounds where you place your bets. The player can bet any of the following:

  • Banker’s Hand
  • Player’s Hand
  • Tie

How To Play?

For beginners learning how to play this game, all these terms may seem confusing, but once you get the hang of it, the game is pretty easy. Baccarat online does not have any individual hands. Anyone at the table can place a bet on either hand. It can be the Player’s Hand or the Banker’s Hand.

Once everyone has placed their bets, four cards are drawn by the dealer from the deck and given to both the Player’s Hand and the Banker’s Hand, two each. If the cards on the Player’s Hand range anywhere between 0 and 5, Then an additional third card is drawn for the Player’s Hand by the dealer– this is determined under the norm of the Third Card Rules, which we shall explore further later on.

This drawn card is used to determine whether the Banker’s Hand also requires a third card. However, if the Player’s Hand is 6 or 7, no more cards are drawn for either of the hands. The game rules are such that up to three cards in total can be drawn for either the Player or the Banker’s Hand.

Did you know? The Baccarat’s modern version is thought to have originated in 15th century Italy, with the official set of rules devised by a man named Felix Falguiere. Falguiere was said to have played the original game with a deck of Tarot cards.

Third Card Rules

The game begins once the dealer draws four cards and distributes them to the Player’s Hand and the Banker’s Hand, giving two each. The Player’s Hand is seen first; if neither pair adds up to eight or nine, then a third card may be dealt— as mentioned earlier.

In scenarios when a third card is dealt, it will fall under the Third Card Rules— understanding this will give you a better grasp on how to play Baccarat. When the Player’s Hand stays at two cards, the Banker’s Hand has the same rules applied to it. If the hand value ranges from 0-5, a third card is issued to the Player’s Hand; however, if the hand value is 6 or 7, then it will stand. It is the best shown in the Baccarat chart.

The dealer first locates the Player’s Hand’s third card on the given chart. Then the dealer has to determine from that chart whether to draw another card for the Banker’s Hand. From here, the dealer uses the left and top right column to decide whether to draw or stand, represented in the chart by D or S, respectively. 

If the chart tells the dealer to Draw, only another card is drawn for the Banker’s Hand. However, if the chart does not reveal a Stand, then no cards need to be drawn.

What Is the Value of Baccarat Cards?

In Baccarat, four, six, or eight decks of cards are used, where each of the cards has different values. To become more familiar with this trendy card game, you need to know the values.

Like most card games, Baccarat uses a series of card decks of 52 cards shuffled many times. Each deck of those 52 card sets is then split into four suits as follows:

  • 13 Clubs
  • 13 Hearts
  • 13 Diamonds
  • 13 Spades

Also, each suite contains an Ace, King, Queen, Jack, and numbered cards from 2-10. In Baccarat, the value given to each card is mentioned as follows:

  • Ace – 1
  • King, Queen, Jack, 10- 0
  • Numbered cards from 2 to 9 – Face value

The Working of Baccarat Hand Values

The card values mentioned in the table, valued at 0, mean that the hand value exceeds 9. When the hand value surpasses 9, the first digit of the number is dropped; let me explain with an example:

Suppose your hand has a Queen (value 0), a Nine of Hearts (value 9), and an Ace (value 1). The value of these cards adds up to 10, but since the first digit is dropped in a double-digit number, you will be left with a hand value of 0. 

Did you know?  Baccarat is believed to have originated from the old Italian word “baccara,” meaning zero. Hence the game is named after the worst hand that a player can deal with.

How Do I Win in Baccarat?

So we have completed going over the basics. After learning the basics, let us know how to win a Baccarat game. 

While playing to win, it is important to bet on a hand you believe will get the closest to a value of 9. the values 8 and 9 are called a natural, which means this pair naturally leads to a win.

When placing bets, be aware that two hands provide different payouts. Although both hands pay the same money (1:1), the Banker’s Hand is charged a commission of 5%, which means that the payout from either hand is 0.95:1.

There is also an additional betting option for the pro players- Tie. It is when a bet is placed on both hands equally and the same values and pays 8:1.

Did you know? The baccarat game has four main variants—Mini-Baccarat, Chemin De Fer, Baccarat Banque, and Punto Banco. As the game earned popularity, it traveled to different countries, each one leaving its contribution.

What Are Baccarat Chips?

If you are familiar with similar casino games, you will know that chips are used as tokens to reflect the player’s stake. These are displayed on the bottom of your screen, with different monetary values represented by various colors. The color and value of the chips vary from one live casino to another, so it is wise to clarify the values before you start playing. As a game, Baccarat provides chip values starting from $1 to almost $50.

Why Should You Play Online Baccarat?

Now that you are aware of all the rules, it is time to apply all this knowledge to the virtual world of gameplay. Playing live casino benefits you to enjoy it from the comfort and safety of your room, relax on your bed and play on. What’s more, online casinos provide a beginner-friendly environment for everyone new and does not know much. As a result, you can ace your skills more quickly without the added pressure of wild gamblers and noisy machines.

We take great pride in providing players with the greatest gaming experience with dynamic and engaging gameplay. Our live baccarat game follows the rules with exciting in-game features and top-level dealers. 


It is a feature if you are a strategic player, play with extreme precision, and like to plan. Scorecards help keep records for the rounds you play, which may help you decide which hand to place a bet on. They can be found at the bottom of the table and are sorted by colors:

  • Blue circle – Player’s Hand win
  • Red circle – Banker’s Hand win
  • Green circle – Win from a Tie

Scoreboards are split into two categories, Bead Road and Big Road, shown on both sides of the top of the screen, respectively.

The Bead Road can be seen on the top left corner and lists the earliest win, along with each recent result following with the same column. 

The Big Road is displayed on the top right and lists winning streaks, whereby each column reflects successive wins from a placed bet. 

Did you know? Players in land-based casinos keep track of everything in a good old-fashioned way by using pen and paper to keep records. But lucky for us, this online casino does all the work for you with the help of these scoreboards.

Chat with Players

Our site works hard to provide you with an environment where players can interact like in a live casino. Our chat feature allows players to interact with each other while playing the game and socialize, just like in a walk-in casino with players in front of you. Dealers and co-players are only a click away- click on the bottom right corner to open the chat box and talk right away!


We hope that this guide helps you learn all the details required to play online Baccarat. If you have any more questions regarding Baccarat, feel free to ask us about it, we would be happy to help. So do not waste any moment and head over to the lobby. Delve into the virtual world of Baccarat!

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